Services

Our Insurance Services

Commercial Auto Liability

Required protection for operating safely and legally.

General Liability & Cargo

Coverage that protects freight, clients, and operations.

Physical Damage / NTL

Protection for your truck—on and off dispatch.

Workers Compensation

Keep your team protected and compliant.

Fleet Insurance

Simplified multi-unit insurance solutions.

Additional Coverages

Umbrella, Trailer Interchange, and more.

Commercial Auto Liability

Trucking comes with significant risks. Safeguard your trucks from third-party injuries and property damage by securing the proper liability insurance. We carefully assess your needs to provide coverage options that are both suitable and cost-effective.

General Liability & Cargo

Trucking involves significant risks, which is why comprehensive insurance is essential for any transportation business. This type of coverage expands the protection and limits of existing policies, offering security against third-party injuries, property damage, defamation, and more. It includes key benefits across Liability, General Liability, and Motor Truck Cargo Insurance.
MTC coverage—required for carriers depending on their classification—protects a client’s goods while in transit, during loading, or unloading, safeguarding them from physical loss or damage throughout the entire process.

Physical Damage / NTL

Physical Damage is non-mandatory primary coverage protects the carrier’s own property—such as the truck and its equipment—against theft, fire, natural disasters, collisions, or overturns, ensuring the vehicle remains safeguarded at all times. It also works alongside Non-Trucking Liability coverage, which offers protection when the truck is being operated off-dispatch or for non-commercial purposes. Even if the tractor is hooked to an empty trailer, this liability coverage remains active, providing an extra layer of security whenever the vehicle is used outside of business operations.

Workers Compensation

Coverage that safeguards employees if they suffer a work-related injury, illness, or even death caused by an accident or occupational condition. Compensation is provided according to the policy’s established terms and conditions.

Umbrella

An extended coverage designed to increase the limits of two or more policies at the same time. It provides broad protection that includes injuries, property damage, lawsuits, and other liability exposures, offering a higher combined limit across multiple coverages.

Excess Liability

Enhances the limit of one specific coverage selected by the client. This option gives trucking businesses an extra layer of protection for a single policy when higher liability limits are needed.

Trailer Interchange (TI)

Provides Physical Damage (PD) protection for any type or number of trailers that are regularly exchanged during operations. Insurance companies require a Trailer Interchange Agreement to issue this coverage, and it becomes mandatory only for units still financed through a lending institution.

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