Privacy Policy

Last updated: 8/9/2024

This Privacy Policy outlines our practices regarding the collection, use, and disclosure of your information when you use our commercial auto insurance services. It also informs you about your privacy rights and how the law protects you.By using our services, you consent to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with initial capitalization have meanings defined under the following conditions. The following definitions apply regardless of whether they appear in singular or plural.

Definitions

  • Account: A unique account created for you to access our Service or parts of our Service.
  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement): Refers to vantageins.us.
  • Cookies: Small files placed on your device by a website, containing details of your browsing history and other information.
  • Country: Refers toUnited States of America.
  • Device: Any device capable of accessing the Service, such as a computer, cellphone, or digital tablet.
  • Personal Data: Any information that relates to an identified or identifiable individual
  • Service: Refers to the website and services provided by vantageins.us.
  • Service Provider: Any natural or legal person who processes data on behalf of the Company, including third-party companies or individuals employed by the Company.
  • Third-party Social Media Service: Any social network website or other service through which a user can log in or create an account to use the Service.
  • Usage Data: Data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
  • Website: Refers to vantageins.us.
  • You: The individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:
  • Email address
  • First name and last name
  • Phone number
  • Usage Data
Usage Data
Usage Data is collected automatically when using the Service.
This may include information such as your device’s IP address, browser type, browser version, the pages you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data.
When you access the Service by or through a mobile device, we may collect certain information automatically, including the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile internet browser you use, and other diagnostic data.
Tracking Technologies and Cookies
We use Cookies and similar tracking technologies to monitor activity on our Service and store certain information. These technologies include:
  • Cookies or Browser Cookies: Small files placed on your device. You can instruct your browser to refuse all Cookies or to indicate when a Cookie is being sent.
  • Flash Cookies: These are used to collect and store information about your preferences or activity on our Service.
  • Web Beacons: Small electronic files used to count users who have visited pages or opened emails and for other website statistics.
Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on your device when you go offline, while Session Cookies are deleted as soon as you close your web browser.

We use both types of Cookies for the following purposes:
  • Necessary / Essential Cookies: To provide you with services available through the Website and to enable you to use its features.
  • Cookies Policy / Notice Acceptance Cookies: To identify if users have accepted the use of cookies on the Website.
  • Functionality Cookies: To remember choices you make, such as login details or language preference.
For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:
  • To provide and maintain our Service, including monitoring usage.
  • To manage your account, allowing access to different functionalities as a registered user.
  • For the performance of a contract, including the purchase of services or products.
  • To contact you, including via email, telephone, SMS, or other electronic communication.
  • To provide you with news and offers, unless you opt out.To manage your requests, attending to inquiries and issues.
  • For business transfers, evaluating or conducting mergers, sales, or similar transfers.
  • For other purposes, such as data analysis and service improvement.
We may share your personal information in the following situations:
  • With Service Providers: To monitor and analyze the use of our Service, to contact you.
  • For business transfers: In connection with mergers, acquisitions, or sales of assets.
  • With Affiliates: If necessary, ensuring they honor this Privacy Policy.
  • With business partners: To offer certain products, services, or promotions.
  • With other users: When you interact with other users in public areas.
  • With your consent: For any other purpose with your consent.

Retention of Your Personal Data

We will retain your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy.
We may also retain Usage Data for internal analysis purposes.

Transfer of Your Personal Data

Your information may be transferred to and maintained on computers located outside your state, province, country, or other governmental jurisdiction where data protection laws may differ.
We will take all reasonable steps to ensure your data is treated securely and in accordance with this Privacy Policy.

Disclosure of Your Personal Data

Business Transactions: In the event of a merger or sale, your data may be transferred.
Law enforcement: We may disclose your data if required by law or in response to valid requests by public authorities.
Other legal requirements: We may disclose your data to protect the rights or property of the Company or to prevent wrongdoing.

Security of Your Personal Data

The security of your Personal Data is important to us, but no method of transmission over the Internet is 100% secure. While we strive to use commercially acceptable means to protect your data, we cannot guarantee its absolute security.

Children’s Privacy

Our Service does not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under 18. If we become aware that we have collected such information, we will take steps to remove it.

Links to Other Websites

Our Service may contain links to other websites that are not operated by us. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy periodically for any changes. Changes are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, you can contact us by visiting this page on our website:  
https://www.vantageins.us.